THE GOAL OF THE REHABILITATION DEPARTMENT IS TO INCREASE THE QUANTITY OF AFFORDABILITY HOMES IN THE NEIGHBORHOOD AND PRESERVE OWNER TENANCY
*Programs subject to funding availability

COMMUNITY HOME REPAIR LOAN

• Eligibility: Income qualified home owners in Reading
• Purpose: Roofing, windows, emergency repairs, heaters, Plumbing, etc.
• Maximum: $5000.
• Terms: Loan 3% interest 5 year payment period.
• NHS of Greater Berks, Inc. takes your application in English or Spanish.
• NHS interviews you at your home, inspects and prepares specs.
• Bids are obtained from pre- qualified contractors.
• Jobs are monitored for quality.

KEYSTONE RENOVATE & REPAIR LOAN

• Eligible Geographic coverage area: Reading and Berks County
• Income of up to 150% of Median
• $35,000 maximum repair loan.
• 120% loan to home value ratio figured “post project”.
• Loan Rate typically 1% lower than market. (Call for quote)
• Improve basic livability or energy efficiency.
• General improvements including additions, renovations to improve safety & accessibility.
• Roofing, siding, windows, kitchens and baths, finished basements and one car garages.
• Lead abatement. Water and sewer laterals.
• Technical assistance by NHS staff: Pre-screen contractors, monitor job progress.
• Other repair financing program are available depending on funding.

MAJOR SYSTEMS REPAIR PROGRAM (MSRP)

Objective:
To administer a major system improvements program to senior citizen owner occupied residential structures located in the City of Reading.

Purpose:
To meet a community development need that will benefit low to moderate income senior citizens in need of major system improvements in their Reading City owner occupied residence.

Geographic Area:
City of Reading

Target Population:
Owner occupants, 62 years or older, of single family residential property.

Income Guidelines:
Household income must be within 80% of HUD Area Median Income guidelines.
(Click Here)

Maximum Assistance:
$5,000

Terms:
One year forgiveness grant.

Other Factors:
Yearly program administration is as funding allows.

Fees:
None

NAP HOME REPAIR GRANT PROGRAM (HRG)

NOT AVAILABLE AT THIS TIME

Objective:
To provide funds for necessary home maintenance and repairs to qualified
homeowners in NHS target neighborhoods

Purpose:
To provide non-debt financing to low to moderate income homeowners in need of repair or replacement of major systems or other structural deficiencies

Geographic Area:
City of Reading (See Neighborhood Building for Area Maps) 6th, 15th & 10th Wards Only.

Target Population:
Owner occupants of single family residential properties.

Income Guidelines:
Household income must be below 80% of HUD Area Median Income guidelines.

Maximun Grant:
$5,000

Terms:
One year forgiveness grant.

Other Factors:
Program administration period is for 2009. Grant may be supplemental with funding from other sources.

Fees:
None

Funding Source:
National Penn Bank and the PA Neighborhood Assistance Program.

SINGLE FAMILY NEW CONSTRUCTION
WEST READING TOWNHOMES

BEFORE	AFTER
Blighted abandoned factory in Residential zone	Townhomes for first time home buyers

NEW AFFORDABLE HOUSING UNITS

PHOTOS OF PAINT JOB

FROM CODE VIOLATION TO COMPLETION IN UNDER 30 DAYS

SMALL JOBS OK!

PHOTOS OF SIDING JOB

       

FROM CODE VIOLATION TO COMPLETION IN UNDER 30 DAYS

PHOTOS OF PAINT JOB

       

AFFORDABLE NEW HOMES

$130,900

MONTHLY PAYMENT $875**Estimate*

FOR QUALIFIED PARTICIPANT OF NHS FIRST TIME HOMEBUYER PROGRAM

Muhlenberg School District

3 Bedrooms 1-1/2 Bath

1400 SQ FT

Quality Built by Forino Homes

Poured Concrete Foundation

High Efficiency Gas Heat and Hot Water

Gas Range and Dishwasher

Garage with Extra high ceiling for storage

HOUSE FOR SALE

423 Maple Street

$27,900

2 Bedroom plus 2 bonus rooms 1 Bath.

980 completely renovated square feet.

New kitchen with new gas stove.

New carpet and vinyl throughout.

New lighting fixtures.

Freshly painted throughout.

Contains 2 bonus rooms.

New steel cellar door.

Vinyl windows.

New high efficiency gas furnace.

Total monthly payment 289.

Professional monitored alarm system.

Special financing and closing cost assistance by non profit NHS of Greater Berks.

 

         

              

Call NHS of Greater Berks, Inc. (610) 372-8433
Offer limited to owner occupant and First-time Homebuyer
423 Maple Street